The remittance industry, that is experiencing some positive structural changes with the advent of cell phone and internet‐based remittance instruments, included Romania, since certain reforms concerning the openness of ...

Asymmetric information theory says that individuals who cooperate in different situations have different levels of knowledge on a subject. The main role of a financial system is to direct funds to individuals and companies ...

As a sequential dissemination on an ongoing work in progress upon SME’s competitiveness PN2 project, the paper is designated to evaluate the territorial environment role as enabler factor for SME’s development. Relying ...

Web servers worldwide generate a vast amount of information on web users’ browsing activities. Several researchers have studied these so‐called clickstream or web access log data to better understand and characterize web ...

In this paper, we emphasize the benefits of e‐books for the customers who are looking for international availability, acquisitions in real time, competitive prices and social responsibility from the part of the publishers; ...

In this paper, we shall expose the risks inherent to leasing operations, undertaken by the lessor, and their influence on establishing the debtor installment afferent to these operations. Within the theoretical works ...

The paper discusses the manner in which advanced and emerging countries are able to recover from the most acute phase of the 2008 International Financial Crisis. Due to sound fiscal and monetary policies, certain emerging ...